PM Vishwakarma Yojana ek special government scheme hai jo traditional artisans aur craftsmen ke liye launch ki gayi hai.
Iska aim hai un logon ko financial support + training + tools dena jo apne haath se kaam karte hain.
Scheme Overview
| Feature | Details |
|---|---|
| Scheme Name | PM Vishwakarma Yojana |
| Launch Year | 2023 |
| Beneficiaries | Artisans & Craftsmen |
| Benefit | Loan + Training + Toolkit |
| Loan Amount | Up to ₹3 Lakh |
Objective (Yojana ka main goal)
✔ Traditional skills ko promote karna
✔ Small workers ko financial help dena
✔ Self-employment badhana
✔ Local products ko global banana
Eligible Professions
Is scheme ka benefit in logon ko milta hai:
- Carpenter (Badhai)
- Blacksmith (Lohar)
- Goldsmith (Sunar)
- Potter (Kumhar)
- Barber (Nai)
- Tailor (Darzi)
- Cobbler (Mochi)
- Mason (Rajmistri)
- Basket maker
- Washerman
👉 Total approx 18 traditional trades covered hain.
Benefits (Kya-kya milega?)
1. Loan Support
- First loan: ₹1 lakh
- Second loan: ₹2 lakh
- Interest rate: Only 5% (subsidized)
2. Skill Training
- Basic + Advanced training
- Daily stipend approx ₹500
3. Toolkit Incentive
- ₹15,000 tak ka toolkit support
4. Digital Incentives
- UPI transactions par cashback
- Digital payment encourage kiya jata hai
Eligibility Criteria
✔ Indian citizen hona chahiye
✔ Age: 18+ years
✔ Traditional work me engaged hona chahiye
✔ Self-employed hona chahiye
❌ Govt employee eligible nahi hai
Required Documents
- Aadhaar Card
- Mobile number (linked with Aadhaar)
- Bank account
- Caste certificate (if applicable)
- Occupation proof
How to Apply? (Step-by-Step)
- Visit official website
- CSC (Common Service Center) par registration karein
- Aadhaar verification karein
- Application form fill karein
- Approval ke baad benefits milte hain
Apply Link
| Action | Link |
|---|---|
| 👉 Apply Online | https://pmvishwakarma.gov.in/ |
| 📄 Official Guidelines PDF | https://pmvishwakarma.gov.in/PortalContent/PDF/Guidelines.pdf |
| 🌐 Official Website | https://pmvishwakarma.gov.in/ |
| 🏢 Find CSC Center | https://findmycsc.nic.in/ |
Conclusion
PM Vishwakarma Yojana ek powerful initiative hai jo small workers ko bada business banane ka chance deta hai.
Agar aap ya aapke family me koi artisan hai, to yeh scheme bahut beneficial ho sakti hai.
Q1. PM Vishwakarma Yojana kis ke liye hai?
👉 Traditional artisans aur craftsmen ke liye.
Q2. Kitna loan milta hai?
👉 Total ₹3 lakh tak.
Q3. Interest kitna hai?
👉 Sirf 5% (subsidized).
About the Author
My name is Manuj Saikia. I share simple and useful guides related to government services on the eDistrict Assam website.
My aim is to help people understand online services easily and get their work done on their own.